Before You Buy

9 Do’s and Don’ts you must know before buying your home

• DO continue to make ALL payments (cars, credit cards, gym, house, rent, etc.).
• DO stay current on every bill.
• DO keep your current job until after closing.
• DO keep all of your bank statements, receipts, and check stubs.

• DON’T give out your social security number to anyone at the risk of someone pulling your credit and lowering your credit score.  This could potentially lead to a higher interest rate or a possible loan denial.
• DON’T apply for any new credit.
• DON’T buy new furniture, appliances, cars, or any other large items.
• DON’T transfer balances or refinance any debt even for a lower interest rate – wait until after closing.
• DON’T open or close any bank/investment/retirement accounts.

Once buyers are ready to start actively searching for a home, I ask them to provide me with a list of desired criteria and “must haves.”  Using this information, a personal, detailed property search is created and will email them properties that are currently active or when they are newly listed.  Once potential properties are selected, I schedule showings with the sellers.  After the ideal home is selected, I am then responsible for negotiating the contract, overseeing the inspection process, and handling all other tasks in the pend-to-close process leading to a successful closing.

The Nate Knows Real Estate Difference

What sets me apart from many agents is that with my extensive DIY experience, I am able to educate buyers during the home search process.  While touring homes, I am able to point out any potential pitfalls or issues that may not be apparent.  I am also able to provide home improvement suggestions to quickly and easily improve the look of any home.  These suggestions are cost-effective and will improve the look and value.  Lastly, I continue to be a resource for your after closing for anything home- or area-related.