Before You Buy

9 Do’s and Don’ts you must know before buying your home

The DO’s

  • DO continue to make ALL payments (cars, credit cards, gym, house, rent, etc.).
  • DO stay current on every bill.
  • DO keep your current job until after closing.
  • DO keep all of your bank statements, receipts, and check stubs.

The DON’Ts

  • DON’T give out your social security number to anyone at the risk of someone pulling your credit and lowering your credit score.  This could potentially lead to a higher interest rate or a possible loan denial.
  • DON’T apply for any new credit.
  • DON’T buy new furniture, appliances, cars, or any other large items.
  • DON’T transfer balances or refinance any debt even for a lower interest rate – wait until after closing.
  • DON’T open or close any bank/investment/retirement accounts.

Once buyers are ready to start actively searching for a home, I ask them to provide me with a list of desired criteria and “must haves.”  Using this information, a personal, detailed property search is created and will email them properties that are currently active or when they are newly listed.  Once potential properties are selected, I schedule showings with the sellers.  After the ideal home is selected, I am then responsible for negotiating the contract, overseeing the inspection process, and handling all other tasks in the pend-to-close process leading to a successful closing.

The Nate Knows Real Estate Difference

What sets me apart from many agents is that with my extensive DIY experience, I am able to educate buyers during the home search process.  While touring homes, I am able to point out any potential pitfalls or issues that may not be apparent.  I am also able to provide home improvement suggestions to quickly and easily improve the look of any home.  These suggestions are cost-effective and will improve the look and value.  Lastly, I continue to be a resource for your after closing for anything home- or area-related.

“We purchased a brand new home and Nathan was instrumental in making sure the builders completed all the touch ups we found when doing our walk thru. Nathan even noticed touch ups that we didn’t. He has a very good eye and he’s a great professional. He always goes the extra mile. “
Tina W. - Indianapolis, IN
“Nathan is so easy to work with. He is knowledgeable and friendly. He is great about communicating with us and keeping us in the loop about the house buying process. We had a really great experience and will always recommend Nathan to anyone we know looking to buy or sell a home.”
Emily L. - Indianapolis, IN